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It only sends out coupons and may give you savings at the register.The American Express version can earn more Plenti points, but it's still not as good as getting cash back.
So we do not ever recommend that you take out cash advances (on any credit card), unless it's a true emergency situation where you need cash and you don't have enough in your bank account. Limited Rewards: The regular Macy's Credit Card doesn't earn any rewards at all.Editorial Note: This content is not provided by the card issuer.Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.Even though you won't earn any rewards on your spending with the store-only version of the card, the discounts you'll receive throughout the year are likely to be much greater than what you'd earn under the rewards/cash back structure of a different credit card.If you do join their Thanks for Sharing program for /year, you will receive 10% rewards on eligible Macy's purchases. But you'll have to spend at least 0 on eligible purchases to justify the fee.This article contains references to products from our partners.
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Macy's Registry Star Rewards: Again, this is only available for cardholders.
If you're getting married, you can enroll in the Registry Star Rewards programs.
You can join the Thanks for Sharing program for 10% rewards on Macy's purchases, but it's not free to join.
If you're a frequent Macy's shopper with decent credit (you shop there at least four times a year and have a score of at least 650), it's probably worthwhile to have the Macy's credit card in your wallet.
How to access your account: Once you have an account, to access it, sign-in online at on the top bar or call 877-493-9207. Both cards offer rewards based on what level of customer you are: Preferred, Elite, or Premier Elite. Macy's and AMEX are partnered with Plenti, so your spendings on the card will earn Plenti points (1000 Plenti points = ).